Your plan for Alex
Lifetime support, and what it takes to sustain it
This is the sample plan for Alex. Change any answer to make it your own.
Lifetime support need
$7.42M
Today's dollars, across 72 years. Includes the economic value of unpaid family care, which is a real need even where no cash changes hands.
Care & support
$4.33M
Housing
$2.04M
Healthcare
$259K
Transportation
$173K
Daily living
$518K
Other
$108K
Estimated family provision
$5.59M
What remains after benefits, expected income and existing resources — and after unpaid care your family provides during the family-supported years.
Lifetime support need
$7.42M
Met by family care in the family-supported period
20 years
− $728K
Confirmed benefits & programs
− $674K
Expected income & existing resources
− $428K
Potential benefits & programs
Only programs you've confirmed are counted as funding.
- SSI or other disability incomeTo explore — not counted
- MedicaidIn place
- Medicaid waiver or support programTo explore — not counted
- Housing assistanceTo explore — not counted
- Other benefits or programsNot applicable
Expected income & existing resources
- Expected earned income known$150K
- Savings set aside known$28K
- Life insurance intended for support known$250K
Your continuity period
Age 30 onward · primary caregiver 65
The years when support needs to function without relying primarily on the current caregiver — 52 years in this plan. It is not a prediction about anyone.
Estimated annual support need
Including part of today's unpaid care that may need replacing
$104,740
Expected income
$130K
Expected benefits
$660K
Funded resources
$278K
Remaining provision
$4.38M
Unresolved risks
4 to review · 2 not yet reviewed
What needs to be in place for this support system to work without depending primarily on you?
- Needs attention
Replacement care
You currently provide approximately 25 hours of unpaid support each week. We have not yet identified how that support would be provided after the continuity transition.
Explore support options - Needs attention
Legal & estate
Asset structure or estate planning has not been fully reviewed. A qualified professional can help here.
Understand the options - Needs attention
Care continuity
Primary and backup support people have not been identified.
Strengthen care continuity - Needs review
Caregiver dependency
Your current plan assumes that you will continue providing housing and substantial daily support until age 65.
Review transition plan
Compare adult living assumptions
Housing is usually the largest adult cost. Changing it updates every figure on this page.
A note on these numbers
Figures are planning estimates in today's dollars, not predictions or professional advice. Estimates are labeled as yours, assumed or unknown throughout. Eligibility for benefits, legal structures and tax treatment are determinations for qualified professionals.